Call reports 2018
UNITED SOUTHERN BANK — 2018
What UNITED SOUTHERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 533,701,000 | 525,314,000 | 520,341,000 | 521,393,000 |
| Total loans | 291,764,000 | 293,734,000 | 297,602,000 | 302,611,000 |
| Allowance for loan losses | 6,517,000 | 6,527,000 | 6,516,000 | 6,568,000 |
| Securities available for sale | 164,369,000 | 174,893,000 | 167,197,000 | 161,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,681,000 | 476,530,000 | 470,684,000 | 469,417,000 |
| Interest-bearing deposits | 432,552,000 | 431,116,000 | 423,491,000 | 412,929,000 |
| Noninterest-bearing deposits | 53,129,000 | 45,414,000 | 47,193,000 | 56,488,000 |
| Equity capital | 43,018,000 | 43,585,000 | 44,127,000 | 46,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,596,000 | 9,442,000 | 14,541,000 | 19,762,000 |
| Interest expense | 188,000 | 386,000 | 609,000 | 914,000 |
| Net interest income | 4,408,000 | 9,056,000 | 13,932,000 | 18,848,000 |
| Noninterest income | 1,024,000 | 2,089,000 | 3,034,000 | 3,968,000 |
| Noninterest expense | 4,024,000 | 8,008,000 | 11,949,000 | 16,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,408,000 | 3,137,000 | 5,017,000 | 6,784,000 |
| Income tax | 379,000 | 831,000 | 1,331,000 | 1,621,000 |
| Net income | 1,029,000 | 2,306,000 | 3,686,000 | 5,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,660,000 | 48,615,000 | 49,674,000 | 50,738,000 |
| Total capital | 52,085,000 | 52,884,000 | 53,949,000 | 55,112,000 |
| Risk-weighted assets | 351,952,000 | 339,332,000 | 339,803,000 | 347,788,000 |