Call reports 2017
UNITED SOUTHERN BANK — 2017
What UNITED SOUTHERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 504,382,000 | 501,082,000 | 513,045,000 | 506,563,000 |
| Total loans | 284,818,000 | 281,815,000 | 287,388,000 | 289,083,000 |
| Allowance for loan losses | 6,378,000 | 6,386,000 | 6,512,000 | 6,530,000 |
| Securities available for sale | 142,677,000 | 156,978,000 | 158,974,000 | 164,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,817,000 | 451,261,000 | 461,905,000 | 457,037,000 |
| Interest-bearing deposits | 402,008,000 | 405,603,000 | 428,377,000 | 410,387,000 |
| Noninterest-bearing deposits | 53,809,000 | 45,658,000 | 33,528,000 | 46,650,000 |
| Equity capital | 44,236,000 | 45,446,000 | 46,144,000 | 44,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,196,000 | 8,586,000 | 13,191,000 | 17,946,000 |
| Interest expense | 198,000 | 396,000 | 599,000 | 796,000 |
| Net interest income | 3,998,000 | 8,190,000 | 12,592,000 | 17,150,000 |
| Noninterest income | 1,151,000 | 2,084,000 | 3,010,000 | 3,915,000 |
| Noninterest expense | 3,639,000 | 7,298,000 | 11,019,000 | 14,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,510,000 | 2,976,000 | 4,603,000 | 6,346,000 |
| Income tax | 554,000 | 1,086,000 | 1,680,000 | 3,145,000 |
| Net income | 956,000 | 1,890,000 | 2,923,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,638,000 | 46,267,000 | 46,994,000 | 46,951,000 |
| Total capital | 49,702,000 | 50,336,000 | 51,102,000 | 51,192,000 |
| Risk-weighted assets | 322,840,000 | 323,194,000 | 326,201,000 | 337,015,000 |