Call report 2015Q4
UNITED SOUTHERN BANK — 2015Q4
The 22 measures UNITED SOUTHERN BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 439,554,000 | USD | evidence → |
| Total loans | 260,038,000 | USD | evidence → |
| Allowance for loan losses | 6,362,000 | USD | evidence → |
| Securities available for sale | 93,309,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 393,102,000 | USD | evidence → |
| Interest-bearing deposits | 341,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,917,000 | USD | evidence → |
| Equity capital | 42,671,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,865,000 | USD | evidence → |
| Interest expense | 710,000 | USD | evidence → |
| Net interest income | 14,155,000 | USD | evidence → |
| Noninterest income | 3,472,000 | USD | evidence → |
| Noninterest expense | 13,456,000 | USD | evidence → |
| Provision for loan losses | -500,000 | USD | evidence → |
| Pretax income | 4,671,000 | USD | evidence → |
| Income tax | 1,791,000 | USD | evidence → |
| Net income | 2,880,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,858,000 | USD | evidence → |
| Total capital | 46,535,000 | USD | evidence → |
| Risk-weighted assets | 291,461,000 | USD | evidence → |