Call report 2014Q4
UNITED SOUTHERN BANK — 2014Q4
The 22 measures UNITED SOUTHERN BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 404,909,000 | USD | evidence → |
| Total loans | 258,249,000 | USD | evidence → |
| Allowance for loan losses | 5,841,000 | USD | evidence → |
| Securities available for sale | 81,519,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 359,922,000 | USD | evidence → |
| Interest-bearing deposits | 320,801,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,121,000 | USD | evidence → |
| Equity capital | 41,460,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,575,000 | USD | evidence → |
| Interest expense | 710,000 | USD | evidence → |
| Net interest income | 13,865,000 | USD | evidence → |
| Noninterest income | 3,515,000 | USD | evidence → |
| Noninterest expense | 13,437,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 3,543,000 | USD | evidence → |
| Income tax | 1,265,000 | USD | evidence → |
| Net income | 2,278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,785,000 | USD | evidence → |
| Total capital | 44,254,000 | USD | evidence → |
| Risk-weighted assets | 275,159,000 | USD | evidence → |