Call reports 2001
UNITED SOUTHERN BANK — 2001
What UNITED SOUTHERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 263,883,000 | 259,304,000 | 264,399,000 | 270,035,000 |
| Total loans | 156,245,000 | 155,407,000 | 159,548,000 | 161,239,000 |
| Allowance for loan losses | 2,314,000 | 1,919,000 | 2,190,000 | 2,224,000 |
| Securities available for sale | 49,319,000 | 60,429,000 | 54,249,000 | 67,426,000 |
| Securities held to maturity | 4,960,000 | 2,869,000 | 2,869,000 | 2,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,948,000 | 233,154,000 | 237,393,000 | 243,523,000 |
| Interest-bearing deposits | 209,010,000 | 206,180,000 | 211,302,000 | 214,026,000 |
| Noninterest-bearing deposits | 28,938,000 | 26,974,000 | 26,091,000 | 29,497,000 |
| Equity capital | 21,694,000 | 22,077,000 | 22,769,000 | 22,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,750,000 | 9,337,000 | 13,800,000 | 18,042,000 |
| Interest expense | 2,229,000 | 4,235,000 | 5,985,000 | 7,398,000 |
| Net interest income | 2,521,000 | 5,102,000 | 7,815,000 | 10,644,000 |
| Noninterest income | 524,000 | 1,070,000 | 1,873,000 | 2,468,000 |
| Noninterest expense | 2,060,000 | 4,159,000 | 6,260,000 | 8,290,000 |
| Provision for loan losses | 105,000 | 210,000 | 909,000 | 1,179,000 |
| Pretax income | 880,000 | 1,803,000 | 2,778,000 | 3,902,000 |
| Income tax | 310,000 | 636,000 | 980,000 | 1,377,000 |
| Net income | 570,000 | 1,167,000 | 1,798,000 | 2,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,400,000 | 21,796,000 | 22,227,000 | 22,754,000 |
| Total capital | 23,359,000 | 23,715,000 | 24,179,000 | 24,744,000 |
| Risk-weighted assets | 156,345,000 | 154,541,000 | 155,925,000 | 158,973,000 |