Call reports 2012
JEFFERSON FEDERAL BANK — 2012
What JEFFERSON FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 534,509,000 | 523,386,000 | 507,699,000 | 520,014,000 |
| Total loans | 348,574,000 | 328,732,000 | 319,769,000 | 322,850,000 |
| Allowance for loan losses | 6,806,000 | 5,852,000 | 5,761,000 | 5,702,000 |
| Securities available for sale | 89,258,000 | 83,481,000 | 86,087,000 | 95,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,442,000 | 424,593,000 | 408,160,000 | 420,329,000 |
| Interest-bearing deposits | 379,179,000 | 371,440,000 | 353,324,000 | 363,489,000 |
| Noninterest-bearing deposits | 55,263,000 | 53,153,000 | 54,836,000 | 56,840,000 |
| Equity capital | 55,646,000 | 56,290,000 | 56,887,000 | 57,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,364,000 | 10,669,000 | 15,699,000 | 20,683,000 |
| Interest expense | 1,023,000 | 1,912,000 | 2,711,000 | 3,453,000 |
| Net interest income | 4,341,000 | 8,757,000 | 12,988,000 | 17,230,000 |
| Noninterest income | 430,000 | 721,000 | 978,000 | 1,341,000 |
| Noninterest expense | 3,712,000 | 7,344,000 | 11,076,000 | 14,830,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,500,000 | 1,800,000 |
| Pretax income | 459,000 | 917,000 | 1,377,000 | 1,938,000 |
| Income tax | 73,000 | 194,000 | 306,000 | 457,000 |
| Net income | 386,000 | 723,000 | 1,071,000 | 1,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,674,000 | 42,437,000 | 43,766,000 | 44,565,000 |
| Total capital | 46,387,000 | 46,815,000 | 48,077,000 | 48,917,000 |
| Risk-weighted assets | 374,978,000 | 348,746,000 | 343,434,000 | 346,841,000 |