Call reports 2011
JEFFERSON FEDERAL BANK — 2011
What JEFFERSON FEDERAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 578,142,000 | 561,757,000 | 550,113,000 | 530,946,000 |
| Total loans | 401,918,000 | 386,768,000 | 380,710,000 | 363,622,000 |
| Allowance for loan losses | 7,881,000 | 8,181,000 | 10,204,000 | 10,879,000 |
| Securities available for sale | 53,933,000 | 74,778,000 | 79,775,000 | 77,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,617,000 | 454,715,000 | 444,518,000 | 432,620,000 |
| Interest-bearing deposits | 415,920,000 | 399,921,000 | 386,339,000 | 380,152,000 |
| Noninterest-bearing deposits | 53,697,000 | 54,794,000 | 58,179,000 | 52,468,000 |
| Equity capital | 59,209,000 | 59,337,000 | 59,043,000 | 55,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,637,000 | 13,014,000 | 19,209,000 | 25,043,000 |
| Interest expense | 1,778,000 | 3,245,000 | 4,559,000 | 5,718,000 |
| Net interest income | 4,859,000 | 9,769,000 | 14,650,000 | 19,325,000 |
| Noninterest income | 329,000 | 511,000 | 1,212,000 | 1,693,000 |
| Noninterest expense | 4,592,000 | 8,373,000 | 12,532,000 | 17,527,000 |
| Provision for loan losses | 1,400,000 | 3,497,000 | 6,483,000 | 12,170,000 |
| Pretax income | 475,000 | -1,121,000 | -2,657,000 | -8,171,000 |
| Income tax | 158,000 | -617,000 | -1,258,000 | -3,178,000 |
| Net income | 317,000 | -504,000 | -1,399,000 | -4,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,715,000 | 47,189,000 | 46,158,000 | 40,580,000 |
| Total capital | 52,949,000 | 52,254,000 | 51,284,000 | 45,396,000 |
| Risk-weighted assets | 416,101,000 | 402,097,000 | 404,969,000 | 379,207,000 |