Call reports 2009
JEFFERSON FEDERAL BANK — 2009
What JEFFERSON FEDERAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 664,983,000 | 663,343,000 | 655,081,000 | 671,087,000 |
| Total loans | 512,322,000 | 503,710,000 | 486,039,000 | 465,075,000 |
| Allowance for loan losses | 4,845,000 | 4,722,000 | 4,596,000 | 5,180,000 |
| Securities available for sale | 36,373,000 | 36,544,000 | 55,436,000 | 57,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,370,000 | 483,189,000 | 473,692,000 | 491,206,000 |
| Interest-bearing deposits | 444,243,000 | 434,437,000 | 430,879,000 | 442,116,000 |
| Noninterest-bearing deposits | 39,127,000 | 48,753,000 | 42,814,000 | 49,090,000 |
| Equity capital | 80,763,000 | 82,036,000 | 83,242,000 | 83,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,248,000 | 16,531,000 | 24,559,000 | 32,195,000 |
| Interest expense | 3,410,000 | 6,740,000 | 9,953,000 | 13,023,000 |
| Net interest income | 4,838,000 | 9,791,000 | 14,606,000 | 19,172,000 |
| Noninterest income | 571,000 | 1,420,000 | 2,263,000 | 2,946,000 |
| Noninterest expense | 3,943,000 | 8,584,000 | 13,114,000 | 17,317,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 2,409,000 |
| Pretax income | 1,166,000 | 2,592,000 | 3,427,000 | 2,977,000 |
| Income tax | 429,000 | 1,013,000 | 1,310,000 | 1,217,000 |
| Net income | 737,000 | 1,579,000 | 2,117,000 | 1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,165,000 | 49,225,000 | 50,350,000 | 49,979,000 |
| Total capital | 52,015,000 | 53,952,000 | 54,951,000 | 55,164,000 |
| Risk-weighted assets | 515,438,000 | 514,556,000 | 494,632,000 | 491,226,000 |