Call reports 2023
STATE BANK OF SCOTIA — 2023
What STATE BANK OF SCOTIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 58,865,000 | 58,656,000 | 61,060,000 | 61,799,000 |
| Total loans | 34,122,000 | 35,442,000 | 37,165,000 | 36,248,000 |
| Allowance for loan losses | 871,000 | 895,000 | 919,000 | 943,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,442,000 | 17,438,000 | 17,438,000 | 17,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,726,000 | 46,439,000 | 48,717,000 | 49,611,000 |
| Interest-bearing deposits | 39,086,000 | 39,054,000 | 42,961,000 | 42,445,000 |
| Noninterest-bearing deposits | 7,640,000 | 7,385,000 | 5,756,000 | 7,166,000 |
| Equity capital | 12,021,000 | 12,009,000 | 12,114,000 | 11,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,240,000 | 1,914,000 | 2,631,000 |
| Interest expense | 144,000 | 335,000 | 586,000 | 915,000 |
| Net interest income | 460,000 | 905,000 | 1,328,000 | 1,716,000 |
| Noninterest income | 24,000 | 42,000 | 67,000 | 98,000 |
| Noninterest expense | 268,000 | 556,000 | 873,000 | 1,252,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 191,000 | 341,000 | 447,000 | 462,000 |
| Income tax | 35,000 | 85,000 | 85,000 | 97,000 |
| Net income | 156,000 | 256,000 | 362,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,021,000 | 12,009,000 | 12,114,000 | 11,980,000 |
| Total capital | 12,541,000 | 12,539,000 | 12,669,000 | 12,533,000 |
| Risk-weighted assets | 41,255,000 | 42,032,000 | 43,499,000 | 43,267,000 |