Call reports 2022
STATE BANK OF SCOTIA — 2022
What STATE BANK OF SCOTIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 56,894,000 | 60,202,000 | 60,873,000 | 59,002,000 |
| Total loans | 32,748,000 | 33,599,000 | 35,622,000 | 34,483,000 |
| Allowance for loan losses | 872,000 | 856,000 | 880,000 | 857,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,236,000 | 17,367,000 | 17,507,000 | 17,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,041,000 | 48,381,000 | 48,810,000 | 47,066,000 |
| Interest-bearing deposits | 37,692,000 | 41,534,000 | 42,213,000 | 40,323,000 |
| Noninterest-bearing deposits | 7,349,000 | 6,847,000 | 6,597,000 | 6,743,000 |
| Equity capital | 11,724,000 | 11,731,000 | 11,889,000 | 11,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,080,000 | 1,666,000 | 2,223,000 |
| Interest expense | 80,000 | 165,000 | 258,000 | 369,000 |
| Net interest income | 450,000 | 915,000 | 1,408,000 | 1,854,000 |
| Noninterest income | 21,000 | 41,000 | 64,000 | 72,000 |
| Noninterest expense | 247,000 | 517,000 | 775,000 | 1,101,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 199,000 | 389,000 | 622,000 | 725,000 |
| Income tax | 65,000 | 135,000 | 210,000 | 225,000 |
| Net income | 134,000 | 254,000 | 412,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,724,000 | 11,731,000 | 11,889,000 | 11,865,000 |
| Total capital | 12,229,000 | 12,259,000 | 12,439,000 | 12,398,000 |
| Risk-weighted assets | 40,049,000 | 41,876,000 | 43,676,000 | 42,330,000 |