Call reports 2021
STATE BANK OF SCOTIA — 2021
What STATE BANK OF SCOTIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 53,945,000 | 56,574,000 | 55,410,000 | 55,046,000 |
| Total loans | 41,091,000 | 37,817,000 | 36,698,000 | 34,927,000 |
| Allowance for loan losses | 764,000 | 791,000 | 817,000 | 844,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,477,000 | 8,480,000 | 11,123,000 | 12,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,258,000 | 44,927,000 | 43,518,000 | 43,247,000 |
| Interest-bearing deposits | 35,153,000 | 38,873,000 | 37,678,000 | 37,032,000 |
| Noninterest-bearing deposits | 7,105,000 | 6,054,000 | 5,840,000 | 6,215,000 |
| Equity capital | 11,160,000 | 11,317,000 | 11,506,000 | 11,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,326,000 | 1,896,000 | 2,455,000 |
| Interest expense | 94,000 | 175,000 | 256,000 | 337,000 |
| Net interest income | 574,000 | 1,151,000 | 1,640,000 | 2,118,000 |
| Noninterest income | 20,000 | 39,000 | 60,000 | 81,000 |
| Noninterest expense | 184,000 | 403,000 | 644,000 | 983,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 385,000 | 737,000 | 981,000 | 1,116,000 |
| Income tax | 94,000 | 176,000 | 231,000 | 170,000 |
| Net income | 291,000 | 561,000 | 750,000 | 946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,160,000 | 11,317,000 | 11,506,000 | 11,590,000 |
| Total capital | 11,717,000 | 11,847,000 | 12,035,000 | 12,101,000 |
| Risk-weighted assets | 44,348,000 | 42,150,000 | 42,030,000 | 40,536,000 |