Call reports 2020
STATE BANK OF SCOTIA — 2020
What STATE BANK OF SCOTIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 48,491,000 | 50,320,000 | 51,094,000 | 49,837,000 |
| Total loans | 36,561,000 | 39,004,000 | 39,735,000 | 40,511,000 |
| Allowance for loan losses | 682,000 | 684,000 | 710,000 | 735,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,998,000 | 3,272,000 | 3,071,000 | 3,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,203,000 | 39,086,000 | 39,713,000 | 38,546,000 |
| Interest-bearing deposits | 32,502,000 | 33,945,000 | 34,212,000 | 32,551,000 |
| Noninterest-bearing deposits | 4,701,000 | 5,141,000 | 5,502,000 | 5,995,000 |
| Equity capital | 10,701,000 | 10,746,000 | 10,854,000 | 10,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,103,000 | 1,675,000 | 2,265,000 |
| Interest expense | 121,000 | 231,000 | 335,000 | 436,000 |
| Net interest income | 423,000 | 872,000 | 1,340,000 | 1,829,000 |
| Noninterest income | 19,000 | 22,000 | 44,000 | 63,000 |
| Noninterest expense | 179,000 | 403,000 | 724,000 | 1,066,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 238,000 | 441,000 | 585,000 | 726,000 |
| Income tax | 45,000 | 103,000 | 139,000 | 152,000 |
| Net income | 193,000 | 338,000 | 446,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,701,000 | 10,746,000 | 10,854,000 | 10,869,000 |
| Total capital | 11,189,000 | 11,266,000 | 11,381,000 | 11,418,000 |
| Risk-weighted assets | 38,840,000 | 41,469,000 | 41,990,000 | 43,764,000 |