Call reports 2019
STATE BANK OF SCOTIA — 2019
What STATE BANK OF SCOTIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 42,924,000 | 46,857,000 | 46,947,000 | 46,674,000 |
| Total loans | 35,385,000 | 36,776,000 | 37,318,000 | 35,563,000 |
| Allowance for loan losses | 644,000 | 607,000 | 633,000 | 659,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,774,000 | 3,348,000 | 3,158,000 | 2,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,786,000 | 35,868,000 | 35,733,000 | 35,591,000 |
| Interest-bearing deposits | 25,756,000 | 31,515,000 | 31,484,000 | 30,715,000 |
| Noninterest-bearing deposits | 5,030,000 | 4,353,000 | 4,249,000 | 4,876,000 |
| Equity capital | 10,313,000 | 10,371,000 | 10,539,000 | 10,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 1,022,000 | 1,593,000 | 2,146,000 |
| Interest expense | 79,000 | 194,000 | 320,000 | 443,000 |
| Net interest income | 408,000 | 828,000 | 1,273,000 | 1,703,000 |
| Noninterest income | 20,000 | 48,000 | 70,000 | 53,000 |
| Noninterest expense | 166,000 | 378,000 | 597,000 | 926,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 237,000 | 448,000 | 671,000 | 730,000 |
| Income tax | 52,000 | 118,000 | 173,000 | 163,000 |
| Net income | 185,000 | 330,000 | 498,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,313,000 | 10,371,000 | 10,539,000 | 10,508,000 |
| Total capital | 10,776,000 | 10,853,000 | 11,026,000 | 10,986,000 |
| Risk-weighted assets | 36,831,000 | 38,442,000 | 38,794,000 | 38,073,000 |