Call reports 2018
STATE BANK OF SCOTIA — 2018
What STATE BANK OF SCOTIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 41,994,000 | 42,535,000 | 42,803,000 | 42,129,000 |
| Total loans | 32,493,000 | 34,089,000 | 35,733,000 | 34,101,000 |
| Allowance for loan losses | 579,000 | 585,000 | 617,000 | 643,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,664,000 | 4,263,000 | 3,947,000 | 3,947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,625,000 | 32,094,000 | 31,881,000 | 30,464,000 |
| Interest-bearing deposits | 26,302,000 | 27,598,000 | 27,501,000 | 25,782,000 |
| Noninterest-bearing deposits | 5,323,000 | 4,496,000 | 4,380,000 | 4,682,000 |
| Equity capital | 9,939,000 | 10,028,000 | 10,186,000 | 10,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 973,000 | 1,479,000 | 2,016,000 |
| Interest expense | 63,000 | 126,000 | 200,000 | 282,000 |
| Net interest income | 412,000 | 847,000 | 1,279,000 | 1,734,000 |
| Noninterest income | 22,000 | 56,000 | 80,000 | 103,000 |
| Noninterest expense | 172,000 | 384,000 | 607,000 | 1,041,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 237,000 | 469,000 | 677,000 | 696,000 |
| Income tax | 53,000 | 108,000 | 159,000 | 148,000 |
| Net income | 184,000 | 361,000 | 518,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,939,000 | 10,028,000 | 10,186,000 | 10,128,000 |
| Total capital | 10,376,000 | 10,479,000 | 10,653,000 | 10,587,000 |
| Risk-weighted assets | 34,842,000 | 35,929,000 | 37,224,000 | 36,523,000 |