Call reports 2017
STATE BANK OF SCOTIA — 2017
What STATE BANK OF SCOTIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,069,000 | 42,950,000 | 41,994,000 | 40,651,000 |
| Total loans | 29,041,000 | 31,528,000 | 32,545,000 | 31,177,000 |
| Allowance for loan losses | 580,000 | 607,000 | 665,000 | 555,000 |
| Securities available for sale | 203,000 | 202,000 | 201,000 | 200,000 |
| Securities held to maturity | 5,382,000 | 5,382,000 | 5,080,000 | 5,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,892,000 | 33,202,000 | 31,766,000 | 30,471,000 |
| Interest-bearing deposits | 20,208,000 | 28,231,000 | 27,586,000 | 25,618,000 |
| Noninterest-bearing deposits | 5,684,000 | 4,971,000 | 4,180,000 | 4,853,000 |
| Equity capital | 9,444,000 | 9,565,000 | 9,692,000 | 9,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 877,000 | 1,361,000 | 1,817,000 |
| Interest expense | 40,000 | 98,000 | 163,000 | 228,000 |
| Net interest income | 373,000 | 779,000 | 1,198,000 | 1,589,000 |
| Noninterest income | 23,000 | 46,000 | 71,000 | 93,000 |
| Noninterest expense | 163,000 | 335,000 | 551,000 | 842,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 208,000 | 440,000 | 643,000 | 740,000 |
| Income tax | 77,000 | 144,000 | 219,000 | 176,000 |
| Net income | 131,000 | 296,000 | 424,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,441,000 | 9,563,000 | 9,690,000 | 9,755,000 |
| Total capital | 9,835,000 | 9,984,000 | 10,123,000 | 10,186,000 |
| Risk-weighted assets | 31,369,000 | 33,470,000 | 34,415,000 | 34,366,000 |