Call reports 2016
STATE BANK OF SCOTIA — 2016
What STATE BANK OF SCOTIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 37,156,000 | 39,545,000 | 38,325,000 | 36,536,000 |
| Total loans | 28,522,000 | 28,548,000 | 29,914,000 | 28,456,000 |
| Allowance for loan losses | 545,000 | 571,000 | 599,000 | 555,000 |
| Securities available for sale | 206,000 | 206,000 | 205,000 | 204,000 |
| Securities held to maturity | 6,178,000 | 6,077,000 | 5,684,000 | 5,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,194,000 | 30,108,000 | 26,714,000 | 25,460,000 |
| Interest-bearing deposits | 20,750,000 | 24,088,000 | 21,778,000 | 20,270,000 |
| Noninterest-bearing deposits | 6,444,000 | 6,020,000 | 4,936,000 | 5,190,000 |
| Equity capital | 8,981,000 | 9,156,000 | 9,289,000 | 9,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 1,004,000 | 1,446,000 | 1,876,000 |
| Interest expense | 42,000 | 85,000 | 128,000 | 171,000 |
| Net interest income | 369,000 | 919,000 | 1,318,000 | 1,705,000 |
| Noninterest income | 24,000 | 45,000 | 69,000 | 93,000 |
| Noninterest expense | 169,000 | 383,000 | 577,000 | 884,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 199,000 | 531,000 | 735,000 | 814,000 |
| Income tax | 65,000 | 178,000 | 248,000 | 258,000 |
| Net income | 134,000 | 353,000 | 487,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,975,000 | 9,150,000 | 9,284,000 | 9,310,000 |
| Total capital | 9,377,000 | 9,533,000 | 9,684,000 | 9,701,000 |
| Risk-weighted assets | 32,026,000 | 30,473,000 | 31,765,000 | 31,130,000 |