Call reports 2014
STATE BANK OF SCOTIA — 2014
What STATE BANK OF SCOTIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,883,000 | 35,133,000 | 35,623,000 | 35,259,000 |
| Total loans | 22,042,000 | 24,180,000 | 24,585,000 | 25,218,000 |
| Allowance for loan losses | 351,000 | 354,000 | 379,000 | 412,000 |
| Securities available for sale | 211,000 | 211,000 | 210,000 | 209,000 |
| Securities held to maturity | 7,996,000 | 8,619,000 | 8,457,000 | 7,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,373,000 | 25,611,000 | 25,445,000 | 24,575,000 |
| Interest-bearing deposits | 19,687,000 | 20,610,000 | 20,031,000 | 19,601,000 |
| Noninterest-bearing deposits | 5,686,000 | 5,001,000 | 5,414,000 | 4,974,000 |
| Equity capital | 8,159,000 | 8,250,000 | 8,365,000 | 8,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 698,000 | 1,085,000 | 1,475,000 |
| Interest expense | 39,000 | 79,000 | 120,000 | 159,000 |
| Net interest income | 307,000 | 619,000 | 965,000 | 1,316,000 |
| Noninterest income | 24,000 | 50,000 | 75,000 | 91,000 |
| Noninterest expense | 136,000 | 310,000 | 484,000 | 739,000 |
| Provision for loan losses | 25,000 | 25,000 | 50,000 | 75,000 |
| Pretax income | 170,000 | 334,000 | 506,000 | 593,000 |
| Income tax | 66,000 | 120,000 | 176,000 | 181,000 |
| Net income | 104,000 | 214,000 | 330,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,150,000 | 8,242,000 | 8,357,000 | 8,420,000 |
| Total capital | 8,464,000 | 8,584,000 | 8,705,000 | 8,772,000 |
| Risk-weighted assets | 25,107,000 | 27,355,000 | 27,802,000 | 28,070,000 |