Call reports 2013
STATE BANK OF SCOTIA — 2013
What STATE BANK OF SCOTIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 32,628,000 | 32,810,000 | 32,328,000 | 32,335,000 |
| Total loans | 20,376,000 | 21,121,000 | 22,790,000 | 21,894,000 |
| Allowance for loan losses | 395,000 | 394,000 | 398,000 | 323,000 |
| Securities available for sale | 219,000 | 213,000 | 213,000 | 211,000 |
| Securities held to maturity | 6,833,000 | 7,331,000 | 7,760,000 | 7,573,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,476,000 | 24,623,000 | 23,779,000 | 23,940,000 |
| Interest-bearing deposits | 19,370,000 | 20,096,000 | 19,321,000 | 19,273,000 |
| Noninterest-bearing deposits | 5,106,000 | 4,527,000 | 4,458,000 | 4,667,000 |
| Equity capital | 7,761,000 | 7,867,000 | 7,978,000 | 8,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 660,000 | 1,020,000 | 1,382,000 |
| Interest expense | 44,000 | 88,000 | 132,000 | 172,000 |
| Net interest income | 275,000 | 572,000 | 888,000 | 1,210,000 |
| Noninterest income | 26,000 | 53,000 | 79,000 | 101,000 |
| Noninterest expense | 127,000 | 318,000 | 487,000 | 701,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 175,000 |
| Pretax income | 24,000 | 157,000 | 330,000 | 435,000 |
| Income tax | 53,000 | 63,000 | 126,000 | 140,000 |
| Net income | -29,000 | 94,000 | 204,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,747,000 | 7,857,000 | 7,968,000 | 8,046,000 |
| Total capital | 8,041,000 | 8,162,000 | 8,293,000 | 8,359,000 |
| Risk-weighted assets | 23,449,000 | 24,288,000 | 25,977,000 | 25,025,000 |