Call reports 2012
STATE BANK OF SCOTIA — 2012
What STATE BANK OF SCOTIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,757,000 | 30,430,000 | 30,094,000 | 30,400,000 |
| Total loans | 20,473,000 | 22,401,000 | 23,728,000 | 20,084,000 |
| Allowance for loan losses | 389,000 | 339,000 | 348,000 | 240,000 |
| Securities available for sale | 521,000 | 522,000 | 221,000 | 220,000 |
| Securities held to maturity | 4,247,000 | 4,759,000 | 4,382,000 | 4,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,860,000 | 22,467,000 | 21,439,000 | 22,191,000 |
| Interest-bearing deposits | 17,101,000 | 18,329,000 | 17,822,000 | 17,797,000 |
| Noninterest-bearing deposits | 3,759,000 | 4,138,000 | 3,617,000 | 4,394,000 |
| Equity capital | 7,566,000 | 7,652,000 | 7,789,000 | 7,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 692,000 | 1,046,000 | 1,398,000 |
| Interest expense | 52,000 | 103,000 | 152,000 | 199,000 |
| Net interest income | 296,000 | 589,000 | 894,000 | 1,199,000 |
| Noninterest income | 28,000 | 59,000 | 91,000 | 118,000 |
| Noninterest expense | 122,000 | 312,000 | 472,000 | 716,000 |
| Provision for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Pretax income | 42,000 | 176,000 | 353,000 | 441,000 |
| Income tax | 15,000 | 51,000 | 90,000 | 163,000 |
| Net income | 27,000 | 125,000 | 263,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,551,000 | 7,636,000 | 7,774,000 | 7,777,000 |
| Total capital | 7,833,000 | 7,946,000 | 8,099,000 | 8,017,000 |
| Risk-weighted assets | 22,527,000 | 24,805,000 | 25,888,000 | 22,561,000 |