Call reports 2011
STATE BANK OF SCOTIA — 2011
What STATE BANK OF SCOTIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,405,000 | 28,652,000 | 27,742,000 | 27,993,000 |
| Total loans | 20,748,000 | 20,790,000 | 21,264,000 | 21,473,000 |
| Allowance for loan losses | 146,000 | 180,000 | 260,000 | 258,000 |
| Securities available for sale | 515,000 | 519,000 | 529,000 | 527,000 |
| Securities held to maturity | 3,354,000 | 4,566,000 | 4,443,000 | 4,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,373,000 | 20,927,000 | 19,935,000 | 20,125,000 |
| Interest-bearing deposits | 16,293,000 | 16,923,000 | 16,552,000 | 16,290,000 |
| Noninterest-bearing deposits | 4,080,000 | 4,004,000 | 3,383,000 | 3,834,000 |
| Equity capital | 7,340,000 | 7,427,000 | 7,480,000 | 7,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 660,000 | 1,005,000 | 1,366,000 |
| Interest expense | 62,000 | 122,000 | 181,000 | 235,000 |
| Net interest income | 256,000 | 538,000 | 824,000 | 1,131,000 |
| Noninterest income | 26,000 | 53,000 | 81,000 | 101,000 |
| Noninterest expense | 145,000 | 307,000 | 438,000 | 648,000 |
| Provision for loan losses | 265,000 | 265,000 | 375,000 | 375,000 |
| Pretax income | -128,000 | 19,000 | 92,000 | 209,000 |
| Income tax | -43,000 | 7,000 | 34,000 | 74,000 |
| Net income | -85,000 | 12,000 | 58,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,329,000 | 7,413,000 | 7,460,000 | 7,524,000 |
| Total capital | 7,475,000 | 7,593,000 | 7,720,000 | 7,782,000 |
| Risk-weighted assets | 22,481,000 | 22,986,000 | 23,406,000 | 23,762,000 |