Call reports 2010
STATE BANK OF SCOTIA — 2010
What STATE BANK OF SCOTIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 25,396,000 | 26,665,000 | 26,098,000 | 27,490,000 |
| Total loans | 20,444,000 | 21,488,000 | 21,289,000 | 22,043,000 |
| Allowance for loan losses | 467,000 | 471,000 | 477,000 | 541,000 |
| Securities available for sale | 939,000 | 933,000 | 526,000 | 520,000 |
| Securities held to maturity | 2,542,000 | 2,641,000 | 2,341,000 | 2,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,264,000 | 17,655,000 | 17,695,000 | 18,689,000 |
| Interest-bearing deposits | 14,134,000 | 14,549,000 | 14,402,000 | 14,917,000 |
| Noninterest-bearing deposits | 3,130,000 | 3,106,000 | 3,293,000 | 3,772,000 |
| Equity capital | 7,124,000 | 7,274,000 | 7,468,000 | 7,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 717,000 | 1,094,000 | 1,431,000 |
| Interest expense | 70,000 | 136,000 | 199,000 | 259,000 |
| Net interest income | 282,000 | 581,000 | 895,000 | 1,172,000 |
| Noninterest income | 28,000 | 56,000 | 89,000 | 117,000 |
| Noninterest expense | 144,000 | 354,000 | 504,000 | 725,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 166,000 | 283,000 | 480,000 | 489,000 |
| Income tax | 8,000 | -54,000 | -54,000 | -20,000 |
| Net income | 158,000 | 337,000 | 534,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,088,000 | 7,254,000 | 7,443,000 | 7,414,000 |
| Total capital | 7,359,000 | 7,539,000 | 7,725,000 | 7,708,000 |
| Risk-weighted assets | 21,466,000 | 22,627,000 | 22,386,000 | 23,271,000 |