Call reports 2009
STATE BANK OF SCOTIA — 2009
What STATE BANK OF SCOTIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,957,000 | 27,355,000 | 26,599,000 | 26,366,000 |
| Total loans | 19,678,000 | 20,970,000 | 21,174,000 | 19,564,000 |
| Allowance for loan losses | 414,000 | 415,000 | 475,000 | 463,000 |
| Securities available for sale | 976,000 | 961,000 | 956,000 | 947,000 |
| Securities held to maturity | 3,903,000 | 3,400,000 | 2,650,000 | 2,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,181,000 | 18,156,000 | 18,195,000 | 18,981,000 |
| Interest-bearing deposits | 13,165,000 | 15,140,000 | 15,442,000 | 15,388,000 |
| Noninterest-bearing deposits | 3,016,000 | 3,016,000 | 2,753,000 | 3,593,000 |
| Equity capital | 6,902,000 | 7,032,000 | 7,132,000 | 6,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 786,000 | 1,190,000 | 1,552,000 |
| Interest expense | 89,000 | 174,000 | 258,000 | 339,000 |
| Net interest income | 294,000 | 612,000 | 932,000 | 1,213,000 |
| Noninterest income | 21,000 | 45,000 | 39,000 | 66,000 |
| Noninterest expense | 139,000 | 323,000 | 475,000 | 711,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 270,000 |
| Pretax income | 176,000 | 334,000 | 436,000 | 298,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 168,000 | 326,000 | 428,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,833,000 | 6,978,000 | 7,081,000 | 6,930,000 |
| Total capital | 7,107,000 | 7,261,000 | 7,362,000 | 7,187,000 |
| Risk-weighted assets | 21,773,000 | 22,497,000 | 22,255,000 | 20,329,000 |