Call reports 2008
STATE BANK OF SCOTIA — 2008
What STATE BANK OF SCOTIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,660,000 | 23,872,000 | 24,677,000 | 25,157,000 |
| Total loans | 14,030,000 | 16,699,000 | 18,021,000 | 17,150,000 |
| Allowance for loan losses | 451,000 | 454,000 | 451,000 | 418,000 |
| Securities available for sale | 1,493,000 | 1,456,000 | 1,464,000 | 989,000 |
| Securities held to maturity | 3,541,000 | 3,653,000 | 3,653,000 | 3,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,706,000 | 16,882,000 | 16,814,000 | 16,945,000 |
| Interest-bearing deposits | 13,043,000 | 14,280,000 | 14,135,000 | 13,933,000 |
| Noninterest-bearing deposits | 2,663,000 | 2,602,000 | 2,679,000 | 3,012,000 |
| Equity capital | 6,419,000 | 6,467,000 | 6,638,000 | 6,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 738,000 | 1,125,000 | 1,519,000 |
| Interest expense | 132,000 | 240,000 | 350,000 | 456,000 |
| Net interest income | 246,000 | 498,000 | 775,000 | 1,063,000 |
| Noninterest income | 25,000 | 48,000 | 70,000 | 92,000 |
| Noninterest expense | 116,000 | 300,000 | 439,000 | 652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 246,000 | 406,000 | 503,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 147,000 | 238,000 | 398,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,336,000 | 6,421,000 | 6,581,000 | 6,665,000 |
| Total capital | 6,538,000 | 6,646,000 | 6,820,000 | 6,908,000 |
| Risk-weighted assets | 15,922,000 | 17,790,000 | 18,904,000 | 19,257,000 |