Call reports 2007
STATE BANK OF SCOTIA — 2007
What STATE BANK OF SCOTIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,490,000 | 22,540,000 | 23,239,000 | 23,181,000 |
| Total loans | 14,066,000 | 15,501,000 | 15,470,000 | 14,248,000 |
| Allowance for loan losses | 445,000 | 443,000 | 444,000 | 447,000 |
| Securities available for sale | 1,716,000 | 1,701,000 | 1,732,000 | 1,758,000 |
| Securities held to maturity | 5,014,000 | 5,011,000 | 5,010,000 | 4,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,063,000 | 15,998,000 | 16,505,000 | 16,426,000 |
| Interest-bearing deposits | 13,337,000 | 13,923,000 | 14,385,000 | 13,645,000 |
| Noninterest-bearing deposits | 2,726,000 | 2,075,000 | 2,120,000 | 2,781,000 |
| Equity capital | 5,854,000 | 5,947,000 | 6,155,000 | 6,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 782,000 | 1,187,000 | 1,602,000 |
| Interest expense | 128,000 | 262,000 | 404,000 | 552,000 |
| Net interest income | 254,000 | 520,000 | 783,000 | 1,050,000 |
| Noninterest income | 21,000 | 45,000 | 92,000 | 118,000 |
| Noninterest expense | 109,000 | 287,000 | 423,000 | 656,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 283,000 | 458,000 | 518,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 162,000 | 275,000 | 450,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,852,000 | 5,959,000 | 6,134,000 | 6,189,000 |
| Total capital | 6,052,000 | 6,171,000 | 6,349,000 | 6,398,000 |
| Risk-weighted assets | 15,740,000 | 16,749,000 | 16,962,000 | 16,478,000 |