Call reports 2006
STATE BANK OF SCOTIA — 2006
What STATE BANK OF SCOTIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,252,000 | 22,258,000 | 22,296,000 | 21,895,000 |
| Total loans | 13,304,000 | 14,005,000 | 13,192,000 | 12,031,000 |
| Allowance for loan losses | 247,000 | 378,000 | 364,000 | 430,000 |
| Securities available for sale | 1,705,000 | 1,692,000 | 1,717,000 | 1,710,000 |
| Securities held to maturity | 5,698,000 | 5,452,000 | 5,436,000 | 5,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,332,000 | 16,195,000 | 16,112,000 | 15,652,000 |
| Interest-bearing deposits | 13,896,000 | 13,882,000 | 13,859,000 | 13,301,000 |
| Noninterest-bearing deposits | 2,436,000 | 2,313,000 | 2,253,000 | 2,351,000 |
| Equity capital | 5,326,000 | 5,463,000 | 5,590,000 | 5,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 771,000 | 1,152,000 | 1,538,000 |
| Interest expense | 99,000 | 208,000 | 330,000 | 460,000 |
| Net interest income | 252,000 | 563,000 | 822,000 | 1,078,000 |
| Noninterest income | 20,000 | 42,000 | 66,000 | 90,000 |
| Noninterest expense | 120,000 | 304,000 | 488,000 | 666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 306,000 | 405,000 | 510,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 144,000 | 298,000 | 397,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,343,000 | 5,491,000 | 5,591,000 | 5,690,000 |
| Total capital | 5,535,000 | 5,689,000 | 5,781,000 | 5,875,000 |
| Risk-weighted assets | 15,322,000 | 15,669,000 | 15,043,000 | 14,567,000 |