Call reports 2003
STATE BANK OF SCOTIA — 2003
What STATE BANK OF SCOTIA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 22,044,000 | 22,419,000 | 22,738,000 | 23,593,000 |
| Total loans | 11,476,000 | 12,427,000 | 11,543,000 | 11,732,000 |
| Allowance for loan losses | 339,000 | 338,000 | 407,000 | 489,000 |
| Securities available for sale | 2,045,000 | 2,085,000 | 2,041,000 | 2,017,000 |
| Securities held to maturity | 6,544,000 | 6,605,000 | 6,658,000 | 6,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,653,000 | 16,939,000 | 17,228,000 | 18,085,000 |
| Interest-bearing deposits | 14,396,000 | 14,682,000 | 15,451,000 | 15,884,000 |
| Noninterest-bearing deposits | 2,257,000 | 2,257,000 | 1,777,000 | 2,201,000 |
| Equity capital | 4,699,000 | 4,818,000 | 4,837,000 | 4,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 669,000 | 1,009,000 | 1,343,000 |
| Interest expense | 112,000 | 219,000 | 320,000 | 417,000 |
| Net interest income | 210,000 | 450,000 | 689,000 | 926,000 |
| Noninterest income | 17,000 | 37,000 | 58,000 | 80,000 |
| Noninterest expense | 124,000 | 300,000 | 434,000 | 567,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 160,000 |
| Pretax income | 103,000 | 187,000 | 248,000 | 279,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 103,000 | 187,000 | 248,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,597,000 | 4,674,000 | 4,735,000 | 4,753,000 |
| Total capital | 4,780,000 | 4,870,000 | 4,924,000 | 4,947,000 |
| Risk-weighted assets | 14,503,000 | 15,503,000 | 14,882,000 | 15,262,000 |