Call reports 2002
STATE BANK OF SCOTIA — 2002
What STATE BANK OF SCOTIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,937,000 | 21,276,000 | 21,646,000 | 21,832,000 |
| Total loans | 10,906,000 | 11,650,000 | 11,418,000 | 11,130,000 |
| Allowance for loan losses | 277,000 | 279,000 | 280,000 | 320,000 |
| Securities available for sale | 1,911,000 | 1,967,000 | 2,047,000 | 2,063,000 |
| Securities held to maturity | 6,760,000 | 6,311,000 | 6,130,000 | 6,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,750,000 | 16,032,000 | 16,228,000 | 16,534,000 |
| Interest-bearing deposits | 14,039,000 | 14,266,000 | 14,602,000 | 14,485,000 |
| Noninterest-bearing deposits | 1,711,000 | 1,766,000 | 1,626,000 | 2,049,000 |
| Equity capital | 4,454,000 | 4,536,000 | 4,709,000 | 4,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 685,000 | 1,009,000 | 1,311,000 |
| Interest expense | 130,000 | 257,000 | 385,000 | 509,000 |
| Net interest income | 215,000 | 428,000 | 624,000 | 802,000 |
| Noninterest income | 16,000 | 31,000 | 48,000 | 65,000 |
| Noninterest expense | 107,000 | 295,000 | 413,000 | 560,000 |
| Provision for loan losses | 0 | 9,000 | 9,000 | 74,000 |
| Pretax income | 124,000 | 155,000 | 250,000 | 156,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 124,000 | 155,000 | 250,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,478,000 | 4,504,000 | 4,598,000 | 4,501,000 |
| Total capital | 4,648,000 | 4,681,000 | 4,776,000 | 4,676,000 |
| Risk-weighted assets | 13,486,000 | 14,091,000 | 14,109,000 | 13,872,000 |