Call reports 2001
STATE BANK OF SCOTIA — 2001
What STATE BANK OF SCOTIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,517,000 | 21,311,000 | 21,368,000 | 20,887,000 |
| Total loans | 8,098,000 | 9,842,000 | 9,165,000 | 9,866,000 |
| Allowance for loan losses | 102,000 | 102,000 | 268,000 | 262,000 |
| Securities available for sale | 1,833,000 | 1,830,000 | 2,046,000 | 1,941,000 |
| Securities held to maturity | 7,865,000 | 7,285,000 | 7,532,000 | 7,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,815,000 | 15,572,000 | 16,022,000 | 15,813,000 |
| Interest-bearing deposits | 13,316,000 | 13,626,000 | 14,247,000 | 13,803,000 |
| Noninterest-bearing deposits | 1,499,000 | 1,946,000 | 1,775,000 | 2,010,000 |
| Equity capital | 4,298,000 | 4,655,000 | 4,550,000 | 4,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 722,000 | 1,058,000 | 1,397,000 |
| Interest expense | 176,000 | 351,000 | 526,000 | 651,000 |
| Net interest income | 193,000 | 371,000 | 532,000 | 746,000 |
| Noninterest income | 17,000 | 998,000 | 1,019,000 | 997,000 |
| Noninterest expense | 119,000 | 836,000 | 950,000 | 1,087,000 |
| Provision for loan losses | 24,000 | 24,000 | 430,000 | 636,000 |
| Pretax income | 7,000 | 449,000 | 111,000 | -40,000 |
| Income tax | 2,000 | 78,000 | 6,000 | 2,000 |
| Net income | 5,000 | 371,000 | 105,000 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,266,000 | 4,626,000 | 4,505,000 | 4,352,000 |
| Total capital | 4,368,000 | 4,728,000 | 4,666,000 | 4,514,000 |
| Risk-weighted assets | 12,066,000 | 13,369,000 | 12,745,000 | 12,834,000 |