Call reports 2025
STONEHAMBANK — 2025
What STONEHAMBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 834,218,000 | 852,858,000 | 866,033,000 | 882,775,000 |
| Total loans | 671,203,000 | 685,728,000 | 702,227,000 | 712,559,000 |
| Allowance for loan losses | 6,781,000 | 6,681,000 | 6,810,000 | 6,888,000 |
| Securities available for sale | 80,234,000 | 89,824,000 | 94,424,000 | 92,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 728,800,000 | 715,584,000 | 707,426,000 | 715,062,000 |
| Interest-bearing deposits | 627,107,000 | 607,704,000 | 612,172,000 | 621,352,000 |
| Noninterest-bearing deposits | 101,693,000 | 107,880,000 | 95,254,000 | 93,710,000 |
| Equity capital | 62,633,000 | 63,898,000 | 66,342,000 | 68,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,653,000 | 19,814,000 | 30,571,000 | 41,706,000 |
| Interest expense | 4,894,000 | 9,611,000 | 14,308,000 | 19,229,000 |
| Net interest income | 4,759,000 | 10,203,000 | 16,263,000 | 22,477,000 |
| Noninterest income | 480,000 | 1,244,000 | 1,865,000 | 2,465,000 |
| Noninterest expense | 4,977,000 | 9,871,000 | 14,735,000 | 19,685,000 |
| Provision for loan losses | 0 | -102,000 | 28,000 | 150,000 |
| Pretax income | -726,000 | 654,000 | 2,531,000 | 4,275,000 |
| Income tax | -148,000 | 203,000 | 691,000 | 1,140,000 |
| Net income | -578,000 | 451,000 | 1,840,000 | 3,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,678,000 | 77,708,000 | 79,096,000 | 80,391,000 |
| Total capital | 83,733,000 | 84,764,000 | 86,212,000 | 87,588,000 |
| Risk-weighted assets | 587,308,000 | 603,180,000 | 637,903,000 | 646,506,000 |