Call reports 2024
STONEHAMBANK — 2024
What STONEHAMBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 796,195,000 | 822,291,000 | 826,697,000 | 825,042,000 |
| Total loans | 656,186,000 | 668,901,000 | 673,721,000 | 669,081,000 |
| Allowance for loan losses | 6,727,000 | 6,739,000 | 6,743,000 | 6,743,000 |
| Securities available for sale | 91,009,000 | 89,527,000 | 91,595,000 | 85,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,145,000 | 660,729,000 | 705,575,000 | 718,035,000 |
| Interest-bearing deposits | 534,307,000 | 565,794,000 | 610,821,000 | 624,030,000 |
| Noninterest-bearing deposits | 91,838,000 | 94,935,000 | 94,754,000 | 94,005,000 |
| Equity capital | 60,167,000 | 60,292,000 | 63,749,000 | 60,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,475,000 | 17,412,000 | 26,990,000 | 36,690,000 |
| Interest expense | 4,316,000 | 9,007,000 | 14,175,000 | 19,371,000 |
| Net interest income | 4,159,000 | 8,405,000 | 12,815,000 | 17,319,000 |
| Noninterest income | 1,873,000 | 2,433,000 | 3,011,000 | 3,580,000 |
| Noninterest expense | 4,889,000 | 9,653,000 | 14,448,000 | 19,068,000 |
| Provision for loan losses | 0 | 13,000 | 13,000 | 13,000 |
| Pretax income | 1,252,000 | 1,158,000 | 1,523,000 | 1,980,000 |
| Income tax | 334,000 | 325,000 | 407,000 | 514,000 |
| Net income | 918,000 | 833,000 | 1,116,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,708,000 | 76,624,000 | 76,906,000 | 77,256,000 |
| Total capital | 83,625,000 | 83,661,000 | 83,935,000 | 84,285,000 |
| Risk-weighted assets | 566,359,000 | 581,472,000 | 588,805,000 | 584,933,000 |