Call reports 2022
STONEHAMBANK — 2022
What STONEHAMBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 691,500,000 | 714,565,000 | 710,189,000 | 722,191,000 |
| Total loans | 540,523,000 | 562,855,000 | 572,474,000 | 588,291,000 |
| Allowance for loan losses | 8,416,000 | 8,414,000 | 8,415,000 | 8,415,000 |
| Securities available for sale | 120,517,000 | 110,071,000 | 100,606,000 | 99,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,951,000 | 574,909,000 | 586,090,000 | 587,940,000 |
| Interest-bearing deposits | 467,053,000 | 468,185,000 | 477,443,000 | 492,967,000 |
| Noninterest-bearing deposits | 100,898,000 | 106,724,000 | 108,647,000 | 94,973,000 |
| Equity capital | 62,967,000 | 58,208,000 | 53,587,000 | 55,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,707,000 | 11,630,000 | 17,962,000 | 24,653,000 |
| Interest expense | 460,000 | 949,000 | 1,672,000 | 2,918,000 |
| Net interest income | 5,247,000 | 10,681,000 | 16,290,000 | 21,735,000 |
| Noninterest income | 567,000 | 1,281,000 | 1,842,000 | 2,419,000 |
| Noninterest expense | 4,885,000 | 9,973,000 | 15,033,000 | 19,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 735,000 | 1,135,000 | 1,823,000 | 3,680,000 |
| Income tax | 163,000 | 240,000 | 390,000 | 873,000 |
| Net income | 572,000 | 895,000 | 1,433,000 | 2,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,976,000 | 70,300,000 | 70,837,000 | 72,211,000 |
| Total capital | 76,269,000 | 76,812,000 | 77,417,000 | 78,855,000 |
| Risk-weighted assets | 501,191,000 | 518,892,000 | 524,386,000 | 529,634,000 |