Call reports 2021
STONEHAMBANK — 2021
What STONEHAMBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 685,443,000 | 687,632,000 | 689,579,000 | 684,707,000 |
| Total loans | 496,528,000 | 492,744,000 | 489,825,000 | 500,157,000 |
| Allowance for loan losses | 8,529,000 | 8,529,000 | 8,417,000 | 8,417,000 |
| Securities available for sale | 103,444,000 | 112,578,000 | 126,473,000 | 133,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,352,000 | 553,979,000 | 559,371,000 | 553,612,000 |
| Interest-bearing deposits | 450,720,000 | 451,060,000 | 457,745,000 | 452,099,000 |
| Noninterest-bearing deposits | 98,632,000 | 102,919,000 | 101,626,000 | 101,513,000 |
| Equity capital | 66,322,000 | 68,101,000 | 68,289,000 | 69,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,444,000 | 10,898,000 | 17,138,000 | 22,910,000 |
| Interest expense | 743,000 | 1,370,000 | 1,953,000 | 2,427,000 |
| Net interest income | 4,701,000 | 9,528,000 | 15,185,000 | 20,483,000 |
| Noninterest income | 462,000 | 968,000 | 1,537,000 | 2,100,000 |
| Noninterest expense | 4,479,000 | 9,096,000 | 14,057,000 | 18,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,190,000 | 2,311,000 | 3,443,000 | 5,381,000 |
| Income tax | 262,000 | 380,000 | 660,000 | 1,144,000 |
| Net income | 928,000 | 1,931,000 | 2,783,000 | 4,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,097,000 | 67,099,000 | 67,951,000 | 69,405,000 |
| Total capital | 71,835,000 | 72,586,000 | 73,511,000 | 75,172,000 |
| Risk-weighted assets | 456,084,000 | 435,788,000 | 441,773,000 | 458,537,000 |