Call reports 2020
STONEHAMBANK — 2020
What STONEHAMBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 622,138,000 | 671,491,000 | 678,853,000 | 658,393,000 |
| Total loans | 509,365,000 | 509,984,000 | 504,387,000 | 510,730,000 |
| Allowance for loan losses | 8,106,000 | 8,114,000 | 8,368,000 | 8,528,000 |
| Securities available for sale | 64,309,000 | 62,104,000 | 75,257,000 | 80,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,907,000 | 503,633,000 | 513,212,000 | 514,769,000 |
| Interest-bearing deposits | 406,444,000 | 422,803,000 | 427,782,000 | 425,635,000 |
| Noninterest-bearing deposits | 64,463,000 | 80,830,000 | 85,430,000 | 89,134,000 |
| Equity capital | 62,682,000 | 64,746,000 | 65,948,000 | 66,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,368,000 | 12,090,000 | 17,793,000 | 23,260,000 |
| Interest expense | 1,462,000 | 2,651,000 | 3,699,000 | 4,549,000 |
| Net interest income | 4,906,000 | 9,439,000 | 14,094,000 | 18,711,000 |
| Noninterest income | 611,000 | 2,104,000 | 3,193,000 | 3,720,000 |
| Noninterest expense | 4,390,000 | 8,684,000 | 12,948,000 | 17,448,000 |
| Provision for loan losses | 1,775,000 | 1,775,000 | 2,025,000 | 2,175,000 |
| Pretax income | -2,106,000 | 771,000 | 2,319,000 | 3,789,000 |
| Income tax | -631,000 | 135,000 | 550,000 | 973,000 |
| Net income | -1,475,000 | 636,000 | 1,769,000 | 2,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,877,000 | 62,988,000 | 64,121,000 | 65,168,000 |
| Total capital | 66,577,000 | 68,853,000 | 69,801,000 | 70,939,000 |
| Risk-weighted assets | 453,496,000 | 466,800,000 | 451,587,000 | 458,853,000 |