Call reports 2018
STONEHAMBANK — 2018
What STONEHAMBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 596,495,000 | 599,878,000 | 600,691,000 | 600,693,000 |
| Total loans | 519,824,000 | 518,592,000 | 513,193,000 | 503,661,000 |
| Allowance for loan losses | 6,593,000 | 6,632,000 | 7,691,000 | 7,694,000 |
| Securities available for sale | 54,812,000 | 58,059,000 | 66,019,000 | 68,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,245,000 | 442,042,000 | 442,356,000 | 462,957,000 |
| Interest-bearing deposits | 357,188,000 | 354,436,000 | 356,722,000 | 378,279,000 |
| Noninterest-bearing deposits | 89,057,000 | 87,606,000 | 85,634,000 | 84,678,000 |
| Equity capital | 55,359,000 | 56,077,000 | 56,170,000 | 57,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,123,000 | 12,347,000 | 18,536,000 | 24,830,000 |
| Interest expense | 1,008,000 | 2,190,000 | 3,537,000 | 5,083,000 |
| Net interest income | 5,115,000 | 10,157,000 | 14,999,000 | 19,747,000 |
| Noninterest income | 671,000 | 1,455,000 | 2,059,000 | 2,687,000 |
| Noninterest expense | 4,840,000 | 9,434,000 | 13,485,000 | 17,733,000 |
| Provision for loan losses | 100,000 | 100,000 | 1,150,000 | 1,150,000 |
| Pretax income | 929,000 | 2,304,000 | 3,196,000 | 4,331,000 |
| Income tax | 349,000 | 620,000 | 812,000 | 1,096,000 |
| Net income | 580,000 | 1,684,000 | 2,384,000 | 3,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,616,000 | 56,625,000 | 57,324,000 | 57,788,000 |
| Total capital | 61,670,000 | 62,632,000 | 63,238,000 | 63,539,000 |
| Risk-weighted assets | 464,912,000 | 467,956,000 | 469,000,000 | 458,022,000 |