Call reports 2017
STONEHAMBANK — 2017
What STONEHAMBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 591,516,000 | 604,470,000 | 595,238,000 | 603,487,000 |
| Total loans | 497,591,000 | 513,398,000 | 512,742,000 | 520,335,000 |
| Allowance for loan losses | 6,326,000 | 6,338,000 | 6,480,000 | 6,477,000 |
| Securities available for sale | 62,712,000 | 63,230,000 | 58,601,000 | 59,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,194,000 | 443,817,000 | 437,119,000 | 432,584,000 |
| Interest-bearing deposits | 355,284,000 | 351,747,000 | 345,784,000 | 338,846,000 |
| Noninterest-bearing deposits | 85,910,000 | 92,070,000 | 91,335,000 | 93,738,000 |
| Equity capital | 52,581,000 | 53,655,000 | 54,708,000 | 55,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,797,000 | 11,700,000 | 17,778,000 | 24,013,000 |
| Interest expense | 846,000 | 1,755,000 | 2,685,000 | 3,657,000 |
| Net interest income | 4,951,000 | 9,945,000 | 15,093,000 | 20,356,000 |
| Noninterest income | 688,000 | 1,515,000 | 2,294,000 | 2,984,000 |
| Noninterest expense | 4,377,000 | 8,828,000 | 13,345,000 | 17,439,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,334,000 | 2,752,000 | 4,483,000 | 6,351,000 |
| Income tax | 477,000 | 999,000 | 1,649,000 | 2,828,000 |
| Net income | 857,000 | 1,753,000 | 2,834,000 | 3,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,370,000 | 53,266,000 | 54,346,000 | 55,036,000 |
| Total capital | 58,841,000 | 59,396,000 | 60,371,000 | 61,263,000 |
| Risk-weighted assets | 501,153,000 | 471,017,000 | 462,148,000 | 468,466,000 |