Call reports 2011
STONEHAMBANK — 2011
What STONEHAMBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 403,952,000 | 417,075,000 | 421,293,000 | 426,336,000 |
| Total loans | 335,241,000 | 337,014,000 | 344,238,000 | 340,908,000 |
| Allowance for loan losses | 3,696,000 | 3,375,000 | 3,447,000 | 3,576,000 |
| Securities available for sale | 31,684,000 | 36,418,000 | 27,495,000 | 42,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,266,000 | 300,774,000 | 290,296,000 | 297,157,000 |
| Interest-bearing deposits | 241,313,000 | 251,555,000 | 246,148,000 | 251,262,000 |
| Noninterest-bearing deposits | 44,953,000 | 49,219,000 | 44,148,000 | 45,895,000 |
| Equity capital | 34,644,000 | 35,698,000 | 36,407,000 | 37,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,652,000 | 9,259,000 | 13,932,000 | 18,642,000 |
| Interest expense | 1,298,000 | 2,562,000 | 3,798,000 | 5,072,000 |
| Net interest income | 3,354,000 | 6,697,000 | 10,134,000 | 13,570,000 |
| Noninterest income | 737,000 | 1,673,000 | 2,670,000 | 3,764,000 |
| Noninterest expense | 3,372,000 | 6,621,000 | 9,870,000 | 13,015,000 |
| Provision for loan losses | 125,000 | 102,000 | 182,000 | 372,000 |
| Pretax income | 676,000 | 1,736,000 | 2,962,000 | 4,188,000 |
| Income tax | 253,000 | 619,000 | 1,061,000 | 1,490,000 |
| Net income | 423,000 | 1,117,000 | 1,901,000 | 2,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,234,000 | 34,932,000 | 35,568,000 | 36,497,000 |
| Total capital | 37,699,000 | 38,349,000 | 52,828,000 | 53,920,000 |
| Risk-weighted assets | 276,267,000 | 280,809,000 | 289,918,000 | 290,377,000 |