Call reports 2001
STONEHAMBANK — 2001
What STONEHAMBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 277,254,000 | 266,654,000 | 266,234,000 | 267,885,000 |
| Total loans | 223,224,000 | 219,122,000 | 211,081,000 | 212,126,000 |
| Allowance for loan losses | 1,898,000 | 1,911,000 | 1,910,000 | 1,950,000 |
| Securities available for sale | 13,802,000 | 14,110,000 | 25,859,000 | 21,955,000 |
| Securities held to maturity | 6,771,000 | 5,052,000 | 4,565,000 | 5,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,057,000 | 211,215,000 | 208,082,000 | 204,925,000 |
| Interest-bearing deposits | 200,151,000 | 180,062,000 | 178,877,000 | 176,964,000 |
| Noninterest-bearing deposits | 24,906,000 | 31,153,000 | 29,205,000 | 27,961,000 |
| Equity capital | 18,752,000 | 19,254,000 | 19,934,000 | 20,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,098,000 | 9,967,000 | 14,601,000 | 19,053,000 |
| Interest expense | 2,639,000 | 4,940,000 | 7,033,000 | 8,831,000 |
| Net interest income | 2,459,000 | 5,027,000 | 7,568,000 | 10,222,000 |
| Noninterest income | 1,181,000 | 2,474,000 | 3,761,000 | 5,137,000 |
| Noninterest expense | 2,766,000 | 5,632,000 | 8,461,000 | 11,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 898,000 | 1,909,000 | 2,931,000 | 3,976,000 |
| Income tax | 322,000 | 669,000 | 1,054,000 | 1,409,000 |
| Net income | 576,000 | 1,240,000 | 1,877,000 | 2,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,255,000 | 19,162,000 | 19,621,000 | 20,660,000 |
| Total capital | 20,153,000 | 21,073,000 | 21,531,000 | 22,610,000 |
| Risk-weighted assets | 186,487,000 | 185,554,000 | 183,163,000 | 182,483,000 |