Call reports 2009
NEWALLIANCE BANK — 2009
What NEWALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 8,488,328,000 | 8,570,523,000 | 8,532,551,000 | 8,424,854,000 |
| Total loans | 4,953,179,000 | 4,905,941,000 | 4,820,462,000 | 4,776,706,000 |
| Allowance for loan losses | 50,635,000 | 51,502,000 | 51,720,000 | 52,463,000 |
| Securities available for sale | 2,165,958,000 | 2,353,350,000 | 2,431,260,000 | 2,377,855,000 |
| Securities held to maturity | 312,095,000 | 288,104,000 | 263,103,000 | 240,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,846,325,000 | 5,037,265,000 | 5,141,042,000 | 5,178,358,000 |
| Interest-bearing deposits | 4,327,533,000 | 4,491,912,000 | 4,594,787,000 | 4,625,637,000 |
| Noninterest-bearing deposits | 518,792,000 | 545,353,000 | 546,255,000 | 552,721,000 |
| Equity capital | 1,243,948,000 | 1,263,258,000 | 1,291,092,000 | 1,311,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 94,877,000 | 189,327,000 | 281,948,000 | 372,970,000 |
| Interest expense | 46,836,000 | 91,208,000 | 132,009,000 | 169,501,000 |
| Net interest income | 48,041,000 | 98,119,000 | 149,939,000 | 203,469,000 |
| Noninterest income | 12,420,000 | 25,051,000 | 38,157,000 | 50,233,000 |
| Noninterest expense | 37,824,000 | 79,315,000 | 118,094,000 | 158,845,000 |
| Provision for loan losses | 4,100,000 | 9,100,000 | 14,533,000 | 18,000,000 |
| Pretax income | 20,403,000 | 38,238,000 | 60,982,000 | 82,774,000 |
| Income tax | 7,105,000 | 13,517,000 | 22,205,000 | 29,484,000 |
| Net income | 13,298,000 | 24,721,000 | 38,777,000 | 53,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 685,144,000 | 702,310,000 | 718,219,000 | 734,951,000 |
| Total capital | 735,779,000 | 753,867,000 | 770,029,000 | 787,510,000 |
| Risk-weighted assets | 4,535,455,000 | 4,450,587,000 | 4,386,944,000 | 4,401,068,000 |