Call reports 2008
NEWALLIANCE BANK — 2008
What NEWALLIANCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 8,171,460,000 | 8,249,306,000 | 8,252,602,000 | 8,286,252,000 |
| Total loans | 4,766,244,000 | 4,952,826,000 | 4,958,182,000 | 4,968,151,000 |
| Allowance for loan losses | 45,414,000 | 47,798,000 | 49,175,000 | 49,911,000 |
| Securities available for sale | 2,018,081,000 | 1,937,682,000 | 1,911,001,000 | 1,983,563,000 |
| Securities held to maturity | 334,583,000 | 314,113,000 | 299,622,000 | 309,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,416,310,000 | 4,478,432,000 | 4,539,356,000 | 4,572,218,000 |
| Interest-bearing deposits | 3,900,485,000 | 3,959,600,000 | 4,021,539,000 | 4,057,900,000 |
| Noninterest-bearing deposits | 515,825,000 | 518,832,000 | 517,817,000 | 514,318,000 |
| Equity capital | 1,282,880,000 | 1,289,168,000 | 1,299,665,000 | 1,286,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 102,394,000 | 201,741,000 | 300,953,000 | 399,819,000 |
| Interest expense | 56,192,000 | 107,194,000 | 158,204,000 | 209,130,000 |
| Net interest income | 46,202,000 | 94,547,000 | 142,749,000 | 190,689,000 |
| Noninterest income | 13,713,000 | 27,334,000 | 40,120,000 | 50,833,000 |
| Noninterest expense | 37,816,000 | 74,626,000 | 111,823,000 | 148,569,000 |
| Provision for loan losses | 1,700,000 | 5,400,000 | 9,600,000 | 13,400,000 |
| Pretax income | 21,537,000 | 43,080,000 | 62,456,000 | 81,396,000 |
| Income tax | 6,132,000 | 13,427,000 | 19,603,000 | 26,121,000 |
| Net income | 15,405,000 | 29,653,000 | 42,853,000 | 55,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 688,883,000 | 706,019,000 | 721,469,000 | 735,144,000 |
| Total capital | 734,297,000 | 753,817,000 | 770,644,000 | 785,055,000 |
| Risk-weighted assets | 4,431,638,000 | 4,523,703,000 | 4,493,178,000 | 4,549,442,000 |