Call reports 2007
NEWALLIANCE BANK — 2007
What NEWALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 7,959,607,000 | 7,920,456,000 | 8,169,964,000 | 8,198,643,000 |
| Total loans | 4,502,063,000 | 4,605,626,000 | 4,678,143,000 | 4,730,664,000 |
| Allowance for loan losses | 41,930,000 | 42,423,000 | 43,000,000 | 43,813,000 |
| Securities available for sale | 2,114,274,000 | 1,974,522,000 | 2,148,804,000 | 2,139,224,000 |
| Securities held to maturity | 293,869,000 | 278,442,000 | 284,613,000 | 290,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,658,333,000 | 4,612,901,000 | 4,472,299,000 | 4,511,508,000 |
| Interest-bearing deposits | 4,118,816,000 | 4,075,786,000 | 3,936,528,000 | 4,009,443,000 |
| Noninterest-bearing deposits | 539,517,000 | 537,115,000 | 535,771,000 | 502,065,000 |
| Equity capital | 1,240,562,000 | 1,243,853,000 | 1,261,103,000 | 1,290,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 96,957,000 | 195,442,000 | 297,609,000 | 404,322,000 |
| Interest expense | 53,472,000 | 109,169,000 | 167,466,000 | 228,659,000 |
| Net interest income | 43,485,000 | 86,273,000 | 130,143,000 | 175,663,000 |
| Noninterest income | 13,275,000 | 26,888,000 | 42,013,000 | 54,741,000 |
| Noninterest expense | 38,022,000 | 74,287,000 | 108,299,000 | 143,857,000 |
| Provision for loan losses | 1,000,000 | 1,600,000 | 2,600,000 | 4,900,000 |
| Pretax income | 17,793,000 | 14,985,000 | 33,333,000 | 54,009,000 |
| Income tax | 2,803,000 | 4,512,000 | 13,372,000 | 20,799,000 |
| Net income | 14,990,000 | 10,473,000 | 19,961,000 | 33,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 667,513,000 | 666,928,000 | 677,315,000 | 692,735,000 |
| Total capital | 709,608,000 | 709,351,000 | 720,315,000 | 736,548,000 |
| Risk-weighted assets | 4,379,930,000 | 4,399,572,000 | 4,424,934,000 | 4,452,544,000 |