Call reports 2006
NEWALLIANCE BANK — 2006
What NEWALLIANCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 6,862,872,000 | 7,091,319,000 | 7,176,155,000 | 7,164,575,000 |
| Total loans | 3,551,922,000 | 3,711,855,000 | 3,783,313,000 | 3,824,413,000 |
| Allowance for loan losses | 38,153,000 | 37,958,000 | 37,870,000 | 37,408,000 |
| Securities available for sale | 2,344,053,000 | 2,167,539,000 | 2,148,236,000 | 2,107,498,000 |
| Securities held to maturity | 109,066,000 | 333,078,000 | 320,556,000 | 307,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,158,193,000 | 4,183,572,000 | 4,060,903,000 | 4,051,291,000 |
| Interest-bearing deposits | 3,655,121,000 | 3,666,107,000 | 3,571,430,000 | 3,562,239,000 |
| Noninterest-bearing deposits | 503,072,000 | 517,465,000 | 489,473,000 | 489,052,000 |
| Equity capital | 1,106,474,000 | 1,114,945,000 | 1,147,554,000 | 1,159,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 78,275,000 | 158,418,000 | 244,985,000 | 332,266,000 |
| Interest expense | 33,761,000 | 71,572,000 | 115,928,000 | 163,682,000 |
| Net interest income | 44,514,000 | 86,846,000 | 129,057,000 | 168,584,000 |
| Noninterest income | 11,189,000 | 22,378,000 | 34,348,000 | 47,990,000 |
| Noninterest expense | 36,081,000 | 68,692,000 | 96,969,000 | 130,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 19,623,000 | 40,536,000 | 66,466,000 | 86,087,000 |
| Income tax | 6,536,000 | 13,525,000 | 22,106,000 | 28,501,000 |
| Net income | 13,087,000 | 27,011,000 | 44,360,000 | 57,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 629,419,000 | 645,770,000 | 666,045,000 | 681,454,000 |
| Total capital | 667,572,000 | 683,728,000 | 703,915,000 | 718,881,000 |
| Risk-weighted assets | 3,704,294,000 | 3,762,071,000 | 3,840,646,000 | 3,813,874,000 |