Call reports 2004
NEWALLIANCE BANK — 2004
What NEWALLIANCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 4,227,303,000 | 6,369,874,000 | 6,266,231,000 | 6,237,945,000 |
| Total loans | 1,330,552,000 | 3,257,812,000 | 3,204,066,000 | 3,144,439,000 |
| Allowance for loan losses | 15,905,000 | 37,544,000 | 37,071,000 | 36,163,000 |
| Securities available for sale | 2,082,538,000 | 2,317,956,000 | 2,263,488,000 | 2,322,030,000 |
| Securities held to maturity | 1,000,000 | 1,400,000 | 2,250,000 | 2,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,490,414,000 | 4,124,801,000 | 4,005,458,000 | 4,049,850,000 |
| Interest-bearing deposits | 2,292,168,000 | 3,822,102,000 | 2,256,346,000 | 3,577,992,000 |
| Noninterest-bearing deposits | 198,246,000 | 302,699,000 | 1,749,112,000 | 471,858,000 |
| Equity capital | 412,528,000 | 1,089,577,000 | 1,100,224,000 | 1,047,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 27,358,000 | 86,014,000 | 147,431,000 | 210,005,000 |
| Interest expense | 8,017,000 | 25,772,000 | 44,877,000 | 64,316,000 |
| Net interest income | 19,341,000 | 60,242,000 | 102,554,000 | 145,689,000 |
| Noninterest income | 2,878,000 | 12,801,000 | 21,976,000 | 29,822,000 |
| Noninterest expense | 19,014,000 | 58,075,000 | 97,927,000 | 132,735,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 600,000 |
| Pretax income | 2,941,000 | 14,708,000 | 26,362,000 | 42,792,000 |
| Income tax | 964,000 | -2,607,000 | 8,738,000 | 13,893,000 |
| Net income | 1,977,000 | 17,315,000 | 17,624,000 | 28,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 406,282,000 | 605,291,000 | 622,997,000 | 577,346,000 |
| Total capital | 422,187,000 | 642,835,000 | 660,068,000 | 613,509,000 |
| Risk-weighted assets | 1,863,073,000 | 3,434,601,000 | 3,525,452,000 | 3,499,778,000 |