Call reports 2002
NEWALLIANCE BANK — 2002
What NEWALLIANCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,260,235,000 | 2,348,425,000 | 2,389,341,000 | 2,391,760,000 |
| Total loans | 1,170,581,000 | 1,192,285,000 | 1,188,113,000 | 1,178,401,000 |
| Allowance for loan losses | 20,805,000 | 20,654,000 | 20,941,000 | 19,321,000 |
| Securities available for sale | 975,839,000 | 1,039,878,000 | 1,082,674,000 | 1,092,643,000 |
| Securities held to maturity | 1,150,000 | 1,150,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,752,419,000 | 1,818,742,000 | 1,860,816,000 | 1,859,828,000 |
| Interest-bearing deposits | 1,588,256,000 | 1,639,385,000 | 1,685,302,000 | 1,682,365,000 |
| Noninterest-bearing deposits | 164,163,000 | 179,357,000 | 175,514,000 | 177,463,000 |
| Equity capital | 373,099,000 | 384,446,000 | 386,371,000 | 391,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 29,493,000 | 60,673,000 | 91,519,000 | 120,086,000 |
| Interest expense | 11,764,000 | 23,037,000 | 33,802,000 | 43,243,000 |
| Net interest income | 17,729,000 | 37,636,000 | 57,717,000 | 76,843,000 |
| Noninterest income | 3,550,000 | 6,976,000 | 9,621,000 | 13,424,000 |
| Noninterest expense | 16,137,000 | 29,644,000 | 45,278,000 | 61,081,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,611,000 | 14,437,000 | 20,603,000 | 31,908,000 |
| Income tax | 1,492,000 | 4,843,000 | 6,902,000 | 10,752,000 |
| Net income | 3,119,000 | 9,594,000 | 13,701,000 | 21,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,065,000 | 374,561,000 | 378,753,000 | 384,336,000 |
| Total capital | 386,985,000 | 393,853,000 | 397,722,000 | 402,383,000 |
| Risk-weighted assets | 1,464,784,000 | 1,476,005,000 | 1,481,506,000 | 1,442,522,000 |