Call reports 2017
CBC NATIONAL BANK — 2017
What CBC NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 562,319,000 | 635,516,000 | 650,556,000 | 604,714,000 |
| Total loans | 498,927,000 | 556,534,000 | 552,536,000 | 532,220,000 |
| Allowance for loan losses | 5,618,000 | 5,510,000 | 5,432,000 | 5,491,000 |
| Securities available for sale | 25,324,000 | 33,102,000 | 49,478,000 | 31,417,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,484,000 | 433,797,000 | 427,597,000 | 428,762,000 |
| Interest-bearing deposits | 349,301,000 | 349,490,000 | 343,942,000 | 356,574,000 |
| Noninterest-bearing deposits | 83,183,000 | 84,307,000 | 83,655,000 | 72,188,000 |
| Equity capital | 67,518,000 | 69,482,000 | 71,356,000 | 73,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,064,000 | 12,351,000 | 18,972,000 | 25,739,000 |
| Interest expense | 794,000 | 1,626,000 | 2,654,000 | 3,717,000 |
| Net interest income | 5,270,000 | 10,725,000 | 16,318,000 | 22,022,000 |
| Noninterest income | 4,787,000 | 10,560,000 | 15,716,000 | 21,305,000 |
| Noninterest expense | 7,013,000 | 14,279,000 | 21,877,000 | 29,272,000 |
| Provision for loan losses | 295,000 | 369,000 | 517,000 | 618,000 |
| Pretax income | 2,749,000 | 6,680,000 | 9,710,000 | 13,533,000 |
| Income tax | 1,064,000 | 2,589,000 | 3,639,000 | 5,232,000 |
| Net income | 1,685,000 | 4,091,000 | 6,071,000 | 8,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,651,000 | 67,617,000 | 69,654,000 | 71,885,000 |
| Total capital | 69,460,000 | 71,845,000 | 73,748,000 | 75,674,000 |
| Risk-weighted assets | 300,682,000 | 334,752,000 | 323,997,000 | 299,254,000 |