Call reports 2016
CBC NATIONAL BANK — 2016
What CBC NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 474,384,000 | 615,347,000 | 612,730,000 | 561,134,000 |
| Total loans | 422,618,000 | 547,475,000 | 542,604,000 | 500,753,000 |
| Allowance for loan losses | 4,419,000 | 4,808,000 | 4,920,000 | 5,991,000 |
| Securities available for sale | 19,971,000 | 21,265,000 | 20,216,000 | 19,668,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,037,000 | 413,222,000 | 420,266,000 | 418,005,000 |
| Interest-bearing deposits | 275,888,000 | 341,620,000 | 345,109,000 | 339,714,000 |
| Noninterest-bearing deposits | 44,149,000 | 71,602,000 | 75,157,000 | 78,291,000 |
| Equity capital | 50,756,000 | 62,996,000 | 64,939,000 | 66,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,705,000 | 10,865,000 | 17,211,000 | 23,536,000 |
| Interest expense | 593,000 | 1,421,000 | 2,343,000 | 3,366,000 |
| Net interest income | 4,112,000 | 9,444,000 | 14,868,000 | 20,170,000 |
| Noninterest income | 13,061,000 | 30,387,000 | 52,743,000 | 73,126,000 |
| Noninterest expense | 14,925,000 | 34,647,000 | 58,186,000 | 79,353,000 |
| Provision for loan losses | 33,000 | 393,000 | 449,000 | 1,450,000 |
| Pretax income | 2,215,000 | 4,809,000 | 8,994,000 | 12,511,000 |
| Income tax | 822,000 | 1,597,000 | 3,267,000 | 4,633,000 |
| Net income | 1,393,000 | 3,212,000 | 5,727,000 | 7,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,326,000 | 61,293,000 | 63,127,000 | 64,834,000 |
| Total capital | 53,186,000 | 65,429,000 | 67,181,000 | 68,775,000 |
| Risk-weighted assets | 225,263,000 | 327,852,000 | 321,070,000 | 310,714,000 |