Call reports 2015
CBC NATIONAL BANK — 2015
What CBC NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 512,685,000 | 548,342,000 | 438,544,000 | 464,368,000 |
| Total loans | 455,193,000 | 489,640,000 | 388,290,000 | 414,115,000 |
| Allowance for loan losses | 5,165,000 | 5,177,000 | 5,226,000 | 5,254,000 |
| Securities available for sale | 24,101,000 | 22,623,000 | 21,515,000 | 20,525,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,538,000 | 323,231,000 | 290,366,000 | 284,141,000 |
| Interest-bearing deposits | 286,137,000 | 278,839,000 | 246,523,000 | 241,683,000 |
| Noninterest-bearing deposits | 38,401,000 | 44,392,000 | 43,843,000 | 42,458,000 |
| Equity capital | 45,780,000 | 47,082,000 | 48,944,000 | 49,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,460,000 | 9,507,000 | 14,560,000 | 19,155,000 |
| Interest expense | 545,000 | 1,130,000 | 1,711,000 | 2,252,000 |
| Net interest income | 3,915,000 | 8,377,000 | 12,849,000 | 16,903,000 |
| Noninterest income | 14,582,000 | 31,306,000 | 45,144,000 | 59,138,000 |
| Noninterest expense | 16,097,000 | 34,303,000 | 49,597,000 | 65,126,000 |
| Provision for loan losses | 260,000 | 293,000 | 350,000 | 394,000 |
| Pretax income | 2,140,000 | 5,087,000 | 8,046,000 | 10,521,000 |
| Income tax | 823,000 | 1,971,000 | 3,120,000 | 4,076,000 |
| Net income | 1,317,000 | 3,116,000 | 4,926,000 | 6,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,304,000 | 46,754,000 | 48,564,000 | 49,432,000 |
| Total capital | 48,377,000 | 50,076,000 | 51,318,000 | 52,300,000 |
| Risk-weighted assets | 241,832,000 | 261,949,000 | 215,855,000 | 225,059,000 |