Call reports 2014
CBC NATIONAL BANK — 2014
What CBC NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 409,828,000 | 442,064,000 | 444,784,000 | 421,354,000 |
| Total loans | 286,318,000 | 305,628,000 | 296,665,000 | 367,901,000 |
| Allowance for loan losses | 4,280,000 | 4,668,000 | 4,635,000 | 4,829,000 |
| Securities available for sale | 37,969,000 | 31,458,000 | 26,825,000 | 24,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,295,000 | 292,398,000 | 293,173,000 | 285,738,000 |
| Interest-bearing deposits | 254,966,000 | 257,107,000 | 251,779,000 | 250,865,000 |
| Noninterest-bearing deposits | 35,329,000 | 35,291,000 | 41,394,000 | 34,873,000 |
| Equity capital | 42,265,000 | 43,242,000 | 43,843,000 | 44,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,966,000 | 8,319,000 | 13,104,000 | 17,727,000 |
| Interest expense | 574,000 | 1,188,000 | 1,789,000 | 2,358,000 |
| Net interest income | 3,392,000 | 7,131,000 | 11,315,000 | 15,369,000 |
| Noninterest income | 5,368,000 | 14,358,000 | 24,035,000 | 35,329,000 |
| Noninterest expense | 8,052,000 | 18,593,000 | 31,025,000 | 44,402,000 |
| Provision for loan losses | 255,000 | 729,000 | 951,000 | 1,218,000 |
| Pretax income | 453,000 | 2,208,000 | 3,499,000 | 5,294,000 |
| Income tax | 147,000 | 716,000 | 1,108,000 | 1,787,000 |
| Net income | 306,000 | 1,492,000 | 2,391,000 | 3,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,086,000 | 42,872,000 | 43,471,000 | 44,287,000 |
| Total capital | 44,715,000 | 45,694,000 | 46,230,000 | 46,899,000 |
| Risk-weighted assets | 206,215,000 | 221,526,000 | 216,867,000 | 204,798,000 |