Call reports 2013
CBC NATIONAL BANK — 2013
What CBC NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 405,303,000 | 399,496,000 | 372,500,000 | 375,205,000 |
| Total loans | 269,528,000 | 276,120,000 | 249,198,000 | 276,827,000 |
| Allowance for loan losses | 4,530,000 | 4,175,000 | 4,254,000 | 4,273,000 |
| Securities available for sale | 17,187,000 | 19,248,000 | 35,715,000 | 38,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,425,000 | 331,448,000 | 306,618,000 | 292,262,000 |
| Interest-bearing deposits | 314,508,000 | 297,561,000 | 271,662,000 | 258,270,000 |
| Noninterest-bearing deposits | 24,917,000 | 33,887,000 | 34,956,000 | 33,992,000 |
| Equity capital | 43,271,000 | 43,280,000 | 42,925,000 | 41,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,556,000 | 8,360,000 | 12,256,000 | 16,069,000 |
| Interest expense | 871,000 | 1,702,000 | 2,399,000 | 3,016,000 |
| Net interest income | 3,685,000 | 6,658,000 | 9,857,000 | 13,053,000 |
| Noninterest income | 9,466,000 | 17,222,000 | 22,042,000 | 25,411,000 |
| Noninterest expense | 11,212,000 | 21,231,000 | 28,876,000 | 36,326,000 |
| Provision for loan losses | 31,000 | 88,000 | 259,000 | 342,000 |
| Pretax income | 1,909,000 | 2,562,000 | 2,883,000 | 1,915,000 |
| Income tax | 611,000 | 362,000 | 465,000 | 90,000 |
| Net income | 1,298,000 | 2,200,000 | 2,418,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,951,000 | 42,536,000 | 42,817,000 | 41,781,000 |
| Total capital | 45,584,000 | 45,019,000 | 45,209,000 | 44,225,000 |
| Risk-weighted assets | 206,483,000 | 194,463,000 | 187,014,000 | 191,272,000 |