Call reports 2011
CBC NATIONAL BANK — 2011
What CBC NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 395,276,000 | 402,921,000 | 441,162,000 | 477,611,000 |
| Total loans | 287,571,000 | 290,872,000 | 327,313,000 | 290,789,000 |
| Allowance for loan losses | 6,116,000 | 5,928,000 | 5,785,000 | 5,222,000 |
| Securities available for sale | 33,757,000 | 30,637,000 | 29,810,000 | 22,506,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,951,000 | 325,858,000 | 342,497,000 | 356,163,000 |
| Interest-bearing deposits | 305,308,000 | 305,067,000 | 319,247,000 | 335,683,000 |
| Noninterest-bearing deposits | 20,643,000 | 20,791,000 | 23,250,000 | 20,480,000 |
| Equity capital | 38,653,000 | 38,895,000 | 39,055,000 | 40,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,361,000 | 8,610,000 | 13,028,000 | 17,870,000 |
| Interest expense | 1,347,000 | 2,575,000 | 3,733,000 | 4,898,000 |
| Net interest income | 3,014,000 | 6,035,000 | 9,295,000 | 12,972,000 |
| Noninterest income | 1,984,000 | 4,209,000 | 8,841,000 | 17,410,000 |
| Noninterest expense | 4,084,000 | 8,821,000 | 15,817,000 | 26,110,000 |
| Provision for loan losses | 515,000 | 1,012,000 | 1,715,000 | 2,865,000 |
| Pretax income | 399,000 | 428,000 | 621,000 | 1,399,000 |
| Income tax | 148,000 | 162,000 | 258,000 | 0 |
| Net income | 251,000 | 266,000 | 363,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,543,000 | 37,098,000 | 37,349,000 | 38,066,000 |
| Total capital | 39,728,000 | 40,269,000 | 40,593,000 | 41,257,000 |
| Risk-weighted assets | 251,112,000 | 250,107,000 | 255,980,000 | 252,480,000 |