Call reports 2009
CBC NATIONAL BANK — 2009
What CBC NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 474,619,000 | 486,082,000 | 480,875,000 | 461,082,000 |
| Total loans | 331,546,000 | 343,621,000 | 329,154,000 | 339,665,000 |
| Allowance for loan losses | 5,575,000 | 6,525,000 | 6,306,000 | 6,386,000 |
| Securities available for sale | 78,252,000 | 74,272,000 | 63,479,000 | 60,515,000 |
| Securities held to maturity | 3,021,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,304,000 | 371,713,000 | 393,092,000 | 371,485,000 |
| Interest-bearing deposits | 346,419,000 | 351,756,000 | 373,673,000 | 353,700,000 |
| Noninterest-bearing deposits | 19,885,000 | 19,957,000 | 19,419,000 | 17,785,000 |
| Equity capital | 52,739,000 | 52,210,000 | 52,616,000 | 40,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,448,000 | 10,902,000 | 16,417,000 | 21,744,000 |
| Interest expense | 2,929,000 | 5,637,000 | 8,134,000 | 10,458,000 |
| Net interest income | 2,519,000 | 5,265,000 | 8,283,000 | 11,286,000 |
| Noninterest income | 2,640,000 | 4,675,000 | 6,166,000 | 7,060,000 |
| Noninterest expense | 4,115,000 | 8,129,000 | 11,816,000 | 26,353,000 |
| Provision for loan losses | 2,930,000 | 4,380,000 | 5,646,000 | 7,771,000 |
| Pretax income | -1,886,000 | -2,470,000 | -2,913,000 | -15,678,000 |
| Income tax | -624,000 | -675,000 | -883,000 | -1,827,000 |
| Net income | -1,262,000 | -1,795,000 | -2,030,000 | -13,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,390,000 | 40,890,000 | 40,691,000 | 38,345,000 |
| Total capital | 45,436,000 | 44,919,000 | 44,669,000 | 42,171,000 |
| Risk-weighted assets | 321,775,000 | 319,318,000 | 315,419,000 | 303,011,000 |